When is the best time to buy a car and get that auto loan?

Now when do you think would be the best time of the year to buy a car and get an auto loan? Well, in general there are actually two periods of the year that tend to be the most profitable to get a car and an auto loan. One of these is the last two weeks of December and the other is from July to October.

When everyone is out Christmas shopping and visiting, it seems that the dealer lots are empty. Some say this could motivate dealers to cut their costs on selling a car and an auto loan. Also there are usually year end sales records to be broken. Another good time is the July to October time frame. The new models for next year come out during this period and the dealers want to clear the lots of the dated models. There can also be big secret factory to dealer incentives which give you some leeway to bargain.

Keep in mind that these are general guidelines for buying a car and getting an auto loan. This does not take into account the times when there are rebates and incentives offered throughout the year.

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About The Author:

Sharon Preston is a successful author and publisher of http://www.need-to-know-finances.com. A one-stop resource for all your auto loan needs featuring articles and tips about online refinance, bad credit auto loans, interest rates and more.